What is debt consolidation?

Debt consolidation is the process of combining multiple debts, like credit card balances, personal loans, or medical bills, into one single loan or payment plan. The goal is to simplify payments and possibly lower the interest rate, , monthly payment, and/or overall costs.

How does debt consolidation affect my credit?

Initially, consolidating your debts may have impact an individual’s credit score. However, if you manage the new loan responsibly and make timely payments, an individual’s creditworthiness may improve overtime. Individual results will vary.

Can all types of debt be consolidated?

Not all debts qualify for consolidation through all providers. While unsecured debts like credit card balances, personal loans, and medical bills are often included, secured debts like mortgages or car loans typically aren’t eligible for consolidation through most programs.

Debt Clear USA - Trusted Consumer Reviews

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Debt Clear USA

Based on 15,588 reviews

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Last modified date: November 14, 2025

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Debt Clear USA

Debt Clear USA helps consumers overcome unsecured debt through personalized consolidation programs that prioritize honesty, education, and lasting financial progress.

Featuring Robert Herjavec of Shark Tank, the company brings credibility, experience, and national recognition to its mission of helping Americans take control of their debt and move toward financial freedom.

How does Debt Clear USA work?

The process begins with a free financial consultation to review each client’s debt, income, and goals. Once enrolled, clients make a single monthly deposit into a secure account.

Debt Clear USA’s experienced team works directly with creditors to reduce balances for a fraction of what is owed. Most programs are completed within 24 to 48 months, depending on the total debt and payment consistency. Clients can track progress in real time through a secure online dashboard.

What makes Debt Clear USA different?

Debt Clear USA stands out for its transparent structure, no upfront fees, and strict compliance with federal and state consumer-protection laws.

The company’s partnership with Robert Herjavec reflects a shared belief that anyone can take control of their finances with the right support and strategy. Debt Clear USA also provides educational materials and ongoing client support, helping participants stay informed and confident from start to finish.

Why people choose Debt Clear USA

Clients choose Debt Clear USA for its straightforward, results-based approach that avoids the confusion of high-interest loans or complicated debt products. Its transparency, consistent communication, and proven track record have earned it strong reviews and industry trust. Many clients report not only consolidated debt but also renewed confidence and control over their finances.For anyone seeking a reliable, nationally recognized partner endorsed by Robert Herjavec, Debt Clear USA offers a clear, realistic path to financial progress and long-term stability.